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Convenience Store and Gas Station Insurance in MD VA & PA DE

Convenience stores are important businesses for customers on the go. No matter what you're selling or what they're looking for -- whether it's gasoline, beverages, snacks, magazines, coffee, toiletries, medicine or tobacco -- you provide a valuable service for your community.

But with any convenience store, there's so much happening, which leaves you to open to all kinds of threats. In terms of your employees alone, consider the possibilities: An employee could have a workplace accident, or steal from the business, or fail to check an ID and sell alcohol to a minor (who in turn could end up in a car accident).

Secure yourself from exposures liable in your industry with convenience store insurance from Saratoga Insurance Brokers. We offer convenience store and gas station insurance coverage to businesses in MD, PA, DC, CA, FL, MI and surrounding areas.

Protection For All Kinds of Problems

Every store is different and it's important to understand what your specific needs are. The details of your operation will affect your coverage, such as if you have a grill or pizza shop and sell freshly made food, or if you do auto garage repairs, have a car wash or sell gasoline. Convenience stores (otherwise known as corner shops or bodegas) open themselves to several risks.

Here are some of the potential problems:

  • Bodily harm to customers on the property
  • Crime and employee dishonesty
  • Customer, employee or general public injury
  • Fires
  • Forgery
  • Fraud
  • Fuel tank contimation
  • Property damage
  • Severe weather
  • Shoplifting
  • Spoilage and contamination coverage for perishable stock
  • Theft
  • Vandalism

Potential Forms of Insurance

Convenience store and gas station insurance can come in many forms. All manner of factors can affect it, including the location of your business and the number of employees, which means we will work with you to find the right coverage. Here are a few examples of insurance used to cover such businesses:

  • Business Interruption Coverage
  • Business Owners Policy (BOP)
  • Commercial Auto Insurance
  • Commercial Fleet Insurance
  • Commercial Property Insurance
  • Commercial Umbrella Insurance
  • Completed Operations Liability
  • Crime Insurance
  • Cyber Liability insurance
  • Employee Dishonesty Coverage
  • Environmental Liability Insurance or Pollution Insurance
  • Equipment Breakdown Coverage
  • Garagekeepers Liability Insurance
  • General Liability Insurance
  • Liquor Liability Insurance
  • Outdoor Property Coverage or Sign Coverage
  • Premises Liability
  • Product Liability
  • Workers’ Compensation Insurance

Even selling certain items, such as matches and lighter fluid, could pose certain risks. There are so many forms of insurance and factors affecting this that you should consult with a professional.

Keep Your Business Running

Convenience stores provide a reliable source of cash flow. Find a trusted and experienced partner to work with today.

We also insure supermarkets and grocery stores. Whether you have a 24-hour franchised shop or a non-franchised family-run store, contact an agent or request a quote now to learn more about our products and services.

Our Location

Saratoga Insurance Brokers

532 Baltimore Blvd, Suite 306
Westminster, MD 21157
Main office: 410-781-6396

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.